Terms and Conditions

1. Agreement to these terms

These terms govern your use of the Sollus mobile application (package com.ivankelesh.moneytracker) and the website at https://money-control-website.vercel.app, both operated by Ivan Kelesh ("we", "us").

By installing or using the app, or by using this website, you agree to these terms. If you do not agree, do not install the app, and stop using the website.

Your use of the app is additionally subject to the Google Play Terms of Service, which govern the distribution of the app to your device.

2. Licence to use the app

We grant you a personal, non-exclusive, non-transferable, revocable licence to install and use the app on devices you own or control, for your own personal or internal business record-keeping.

You may not:

• Reverse engineer, decompile or disassemble the app, except to the extent that applicable law expressly permits it despite this restriction.
• Redistribute, sublicense, rent, lease or sell the app or any modified version of it.
• Remove or obscure any copyright, trademark or other proprietary notice.
• Use the app to break the law, or to process data you have no right to process.

3. Your data and your responsibility for it

You are solely responsible for creating and safeguarding backups of your data. The app provides a one-tap JSON export for exactly this purpose, and we recommend using it regularly.

You retain all rights in the data you enter. We claim no ownership of it and, as described in the privacy policy, we never receive it.

Uninstalling the app, resetting app data, or clearing app storage from your device settings permanently deletes your data. There is no undo and no server-side recovery.

4. Not financial advice

Nothing in the app or on this website — including the financial-health score, Smart Insights summaries, spending observations, and any article on the blog — constitutes financial, investment, tax or legal advice, or a recommendation to take or refrain from any particular action.

Smart Insights are produced by simple automated calculations over the data you entered. They can be wrong, incomplete or misleading, particularly if your records are incomplete. Consult a qualified professional before making financial decisions, and always verify figures against your bank statements.

5. Accuracy of records

The app does not connect to any bank and does not import transactions automatically. Every figure it shows is derived from data you entered or imported yourself.

Currency conversion uses the rates you configure. Those rates are not live market rates unless you make them so, and converted totals are therefore indicative only.

You are responsible for the accuracy of your own records, including for any tax or accounting purpose.

6. Availability and changes

Because the app runs entirely on your device, it keeps working regardless of anything we do. We may nonetheless change, suspend or discontinue distribution of the app, alter its features in future versions, or stop publishing updates.

We aim to give reasonable notice of significant changes through the changelog on this website, but we do not guarantee that any particular feature will continue to exist in future versions.

This website may be unavailable from time to time for maintenance or for reasons outside our control.

7. Intellectual property

The app, this website, and their source code, design, user interface, graphics, icons, text and the "Sollus" name and logo are owned by Ivan Kelesh and protected by copyright and other intellectual property laws.

These terms grant you a licence to use the app; they transfer no ownership. All rights not expressly granted are reserved.

The app incorporates third-party open-source components under their respective licences. Attributions are available within the app.

Content published on this website's blog may be quoted with attribution and a link, but may not be republished in full without permission.

8. Premium features (not yet available)

If a Premium tier is introduced, we commit to the following, and these commitments will be binding once Premium exists:

• Features available in the free version at the time Premium launches will remain available in the free version. Premium will add capabilities rather than remove existing ones.
• If a Premium subscription lapses or is cancelled, you will retain read access to all data you previously recorded, and full ability to export it. Your data will never be locked behind a payment.
• Pricing, the exact feature allocation, and billing periods will be published on the Premium page before launch, and shown to you before any purchase is confirmed.
• The free version will remain free of advertising.

9. Future subscription and billing terms

These provisions take effect only if and when a paid tier becomes available; until then they have no application.

• Payments would be processed by Google Play Billing. We would never receive or store your card details.
• Subscriptions would renew automatically for the chosen period unless cancelled at least 24 hours before the end of the current period, in line with Google Play's standard behaviour.
• You would manage and cancel any subscription from your Google Play account settings, not from inside the app.
• Prices may vary by country and may change. Any price change affecting an existing subscription would be notified in advance and would apply only from the next renewal, with an opportunity to cancel first.
• Any free trial offered would convert to a paid period automatically unless cancelled before it ends; the terms of a trial would be shown at the point of sign-up.

10. Refunds (placeholder — no purchases exist yet)

• Purchases made through Google Play are subject to Google's refund policy, and refund requests are handled in the first instance through the Google Play Store.
• Where you are a consumer in the EU, UK or another jurisdiction with statutory withdrawal rights, those rights apply in addition to Google's policy and are not affected by these terms.
• Beyond those, we intend to honour good-faith refund requests made within 14 days of purchase where the product did not work as described. Contact us and explain what went wrong.
• This section will be replaced with a definitive refund policy before any paid tier is released.

11. Disclaimer of warranties

The app and this website are provided "as is" and "as available", without warranties of any kind, whether express, implied or statutory, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not warrant that the app will be uninterrupted, error-free, or free of defects, that it will meet your requirements, or that calculations it performs will be free of error.

Some jurisdictions do not allow the exclusion of implied warranties, so parts of this section may not apply to you. Nothing here limits any non-waivable statutory rights you have as a consumer.

12. Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, goodwill, or — importantly here — any loss or corruption of data, arising from or related to your use of, or inability to use, the app or this website.

This includes loss of data resulting from device loss, device failure, uninstalling the app, resetting app data, a failed import, or your own failure to keep an export.

Where liability cannot lawfully be excluded, our total aggregate liability to you is limited to the greater of the amount you actually paid us for the app in the twelve months preceding the claim, or ten euros (€10). The app is currently free, so for most users this amount is zero.

Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded under applicable law.

13. Your responsibilities

You agree to use the app lawfully and to be responsible for the content you record in it. You agree to indemnify us against claims arising from your unlawful use of the app or from your breach of these terms.

14. Termination

You may end this agreement at any time by uninstalling the app. Since there is no account, there is nothing else to close.

We may terminate the licence granted here if you materially breach these terms. Sections concerning intellectual property, disclaimers, limitation of liability and governing law survive termination.

15. Changes to these terms

We may revise these terms to reflect new features or legal requirements. The current version is always published on this page with a "last updated" date.

Material changes — in particular anything relating to paid features — will be announced on this website before they take effect. Continuing to use the app after a change takes effect constitutes acceptance of the revised terms.

16. Governing law and disputes

These terms are governed by the laws of the jurisdiction in which the developer is established, without regard to conflict-of-law rules.

If you are a consumer resident in the EU or UK, you keep the benefit of any mandatory consumer-protection provisions of the law of your country of residence, and you may bring proceedings in your local courts.

We would much rather resolve a problem by email than in a courtroom. Please contact us first.

17. Contact

Questions about these terms: support@kelesh.dev.